Africans with at least $50 million in investable assets are increasingly directing their wealth into real estate as a means of preserving capital, diversifying portfolios, and generating long-term income, according to a new report released by Standard Bank Group.
The report indicates that ultra-high-net-worth individuals (UHNWIs) across the continent are expanding their exposure to residential, commercial, and industrial properties despite ongoing economic and geopolitical challenges.
What the report is saying
According to the report, real estate remains one of the preferred asset classes among Africa’s wealthiest investors due to its ability to provide both capital appreciation and steady income streams.
The findings suggest that wealthy Africans are increasingly viewing property investments as a hedge against inflation, currency volatility, and broader market uncertainty.
Speaking on the trend, Chris Browne said purchases of residential and commercial properties by the bank’s ultra-rich clients in South Africa more than doubled in the 12 months ending September 2025 compared with the previous year.
Why real estate is attracting wealthy investors
The report highlights several factors driving increased investment in property:
- Wealth preservation during periods of economic uncertainty.
- Portfolio diversification beyond equities, bonds, and cash holdings.
- Long-term rental and leasing income opportunities.
- Protection against inflation and currency depreciation.
- Exposure to growing urbanization and infrastructure development across Africa.
Commercial and industrial properties are particularly attractive because of their potential to generate stable cash flows through long-term leases.
More insights
The growing appetite for real estate reflects a broader shift among wealthy Africans toward tangible assets that can maintain value over time.
While global financial markets continue to experience volatility, many investors view prime real estate as a relatively resilient asset class capable of delivering both income and capital growth.
The trend also aligns with increasing demand for high-quality residential developments, logistics facilities, office spaces, and mixed-use commercial projects across major African cities.
What you should know
Ultra-high-net-worth individuals are generally defined as people with investable assets of at least $50 million, excluding primary residences and personal possessions.
Across Africa, wealth managers have observed a growing preference among this group for alternative investments, including:
- Real estate
- Private equity
- Infrastructure projects
- Family-owned businesses
- Venture capital opportunities
The latest findings from Standard Bank Group suggest that, despite economic and geopolitical uncertainties, real estate continues to be viewed as one of the most reliable vehicles for long-term wealth creation and preservation among Africa’s richest investors.
